A car loan is a finance strategy that lets you finance the entirety of your vehicle without having to spend a lot of money at once. A down payment is a good faith payment on your model, and the auto loan is one way to acquire your down payment. Every good auto loan calculator begins with the right numbers to plug in before getting your final tally. Your fields are very simple to fill in and apply only to the vehicle you’re browsing through. GM financial services take care of the accurate payment estimate you get from there.
The payment estimator from our auto loan calculator gives you a clear overview of your repayment terms and responsibility on a monthly basis. From there, you can compare these numbers to your budget. You know best what income you take in every month, how much your monthly bills are, and what “unexpected” bills might arrive over your repayment term.
Seeing the Future through a Finance Calculator
Your future events might be uncertain, but your finance calculator is accurate and can show how your vehicle’s monthly payments fit into your monthly budget. When looking at that monthly payment, make sure to anticipate any unforeseen emergencies that might occur over the months you’re repaying a vehicle. If you had a large auto repair bill, could you still make that payment? Does it make your heart race just looking at the monthly payment on a certain loan calculator’s estimate? If so, you can always look for vehicles that are priced below your first estimate.
Fortune tellers aren’t all that accurate, but our payment calculator page is a lesson on telling the future the right way. When you see a dollar amount through our calculator, you give yourself the benefit of foresight. Each month, you can visualize how much of your money goes toward a particular model. If it suits your budget, you’re all set. If it doesn’t, our team can give you a helpful range of models to look from that help you comfortably make your car payments with room to spare.
How Our Payment Calculator Works
It’s as simple as it gets. You start with the total price of the vehicle (listed on the model page). Then you pick your interest rate. It begins with 4.9%, but you can customize it according to your estimated rate. Then you pick your loan term: 12, 24, 36, 48, 60, 72, or 84 months. If you know your down payment, this can be entered, as can the value of your potential trade-in. If you’re buying a new vehicle, it’s advantageous to trade in your current vehicle. It can really save you money on your total repayments.
Your output gives you the estimated total amount to be financed and monthly payments for three different possible repayment lengths. You can tweak the inputs to test out your payments on any model in our inventory. McNeill Chevrolet Buick hosts this service because we know that no matter how much you love a new model, the decision to buy is always going to be based on money. You’ve got to be comfortable enough to get those payments in, and seeing them in black and white in front of you adds confidence to your buying power.
Our Model Page Pricing
Clear pricing is one of our golden rules. On each model page, you’ll find an MSRP page and a second net price. This brief overview can sometimes help you decide whether to finance or go deeper into our enhanced payment calculator. You’ll see pictures, specifications, and extra information about each model, along with a link to the right of the model that says “Show Payments.” There’s also a link to text us directly, so once you’ve got your payment displayed, you can text us to get more information about that pricing. Asking good questions while you’re shopping will always get you good answers from our prompt team.
This click instantly transports you to our payment calculator via a form on the page you’re on. It starts with payment type (Finance, Lease, Cash), Zip Code, Term Length, Down Payment, and Credit Rating. That instant look at your monthly payment on a certain model is there to guide you to the vehicle that’s going to fit into both your budget and your lifestyle. Overreaching while buying a vehicle is something that most customers just don’t want to do.
There’s always an affordable Chevrolet. Chevy is known for their efficiency and the ability to create cars that have longevity and tremendous value. Transparency on our website comes directly from the noble cause that Chevy’s always undertaken for their customers. They want you to know everything about your vehicle before you buy it, including the payment terms that will be a part of your life for a while. Preparing for that car payment is extremely important.
Contact Us To Learn More
McNeill Chevrolet Buick invites you to contact us with any questions you have about our payment calculator. If you encounter any bumps along the road, just write to our team online or phone us. We’ll be happy to explain how to get the most out of your payment tools. We keep them up for you 24/7 so that you can always find pricing and payment breakdowns for your latest favorite vehicles. Use your mobile phone to write or call us whenever you need us. We look forward to helping you find a vehicle that fits into your life plans.